Frequently Asked

What is the Mission of HFHGCA?

Habitat for Humanity of Greater Chattanooga Area, Inc. (HFHGCA) is an ecumenical Christian non-profit housing organization working in partnership with God's people in need to build simple, decent, and affordable homes. We are in our 31st year of serving families in need in Chattanooga, TN.

Does Habitat for Humanity Give Homes Away?

Absolutely not! Habitat partner families put in hundreds of hours of sweat equity in homeownership preparation classes, pay their own mortgage closing costs, and have 30 year mortgages on their homes with monthly payments.

What is HFHGCA's Service Area?

Our service area is Hamilton County, Tennessee, however the majority of our building efforts take place within the City of Chattanooga.

How is HFHGCA funded?

Our funding primarily comes from individuals, businesses, churches, social clubs and area foundations, as well as proceeds from home goods resale operation - ReStores in Ooltewah and Chattanooga. Competitively obtained HOME grant funds assist with the construction of homes when available. Funding is also obtained from the Tennessee Housing Development Agency's Newstart program. By design, more than 50% of our funding must come from non-governmental sources each year.

What is the ReStore?

The ReStore is a building materials operation that collects used building materials and home goods and makes them available to the public at low prices. Proceeds benefit Habitat's home building efforts. Visit the ReStore tab of our website for more information.

How is HFHGCA Able to Build Affordable Homes?

We are able to build affordable homes because Habitat takes no profit on the sales of the homes and does not charge homebuyers interest. The sales price for the homes is determined by an affordability formula. Ongoing community support, financial support, along with countless volunteer hours, and donated materials help make the process possible.

How Many Homes has HFHGCA Completed?

Since our founding in 1986, HFHGCA has built 275+ homes in our community. Additional homes are currently under way.

Does HFHGCA Accept Government Funding?

HFHGCA is primarily funded by community contributions, but we do accept government funding primarily through the HOME Grant program. These funds are obtained through competitive annual applications, and may only be used for selected portions of builds, not ongoing operational needs.

How Does Habitat Benefit the Community?

Habitat has considerable impact on our community. The stability of homeownership impacts the health and future of our homebuyers. The construction of new homes returns vacant land to the tax rolls. Construction related trades and vendors are supported by our activities. Each of our homes create an estimated $220,000 in economic impact.

How do People Apply for Habitat Homes?

The first step in applying for homeownership is to complete a pre-application (See the Own a Home section of this website) and return it to our office. Family services staff will review the pre-application and contact you for next steps in the process.

When does HFHGCA Build?

Habitat builds year-round with a hiatus during the summer and the holidays.

What is the First Step in Becoming a Habitat for Humanity Volunteer?

Check the details on the Volunteer Page >>

What are HFHGCA's Office Hours?

9am to 5pm, Monday through Friday, at 1201 East Main St., Chattanooga, TN 37408.