What is the Mission of Chattanooga Habitat?
Habitat for Humanity of Greater Chattanooga Area, Inc. is an ecumenical Christian non-profit housing organization working in partnership with God's people in need to build simple, decent, and affordable homes. We have been in our community since 1986.
Does Habitat for Humanity give homes away?
Absolutely not! Habitat partner families put in hundreds of hours of sweat equity in homeownership preparation classes, pay their own mortgage closing costs, and have 30 year mortgages on their homes with monthly payments.
What is Chattanooga Habitat’s service area?
Our service area is Hamilton County, Tennessee, however the majority of our building efforts take place within the City of Chattanooga.
How is Chattanooga Habitat funded?
Our funding primarily comes from individuals, businesses, churches, civinc groups and foundations, as well as proceeds from home goods resale operation - ReStores in Ooltewah and Chattanooga.
Competitively obtained HOME grant funds assist with the construction of homes when available. Funding is also obtained from the Tennessee Housing Development Agency's Newstart program. By design, more than 50% of our funding must come from non-governmental sources each year.
What is the ReStore?
The ReStore is a building materials operation that collects used building materials and home goods and makes them available to the public at low prices. Proceeds benefit Habitat's home building efforts. Visit the ReStore tab of our website for more information.
How is Chattanooga Habitat able to build affordable Homes?
We are able to build affordable homes because Habitat takes no profit on the sales of the homes and does not charge home buyers interest. Ongoing community support, financial support, along with countless volunteer hours, and donated materials help make the process possible.
What does that mean for Chattanooga Habitat homeowners?
No cash down payment
An affordable mortgage that is 30% of income at time of closing
0% interest mortgage
Fixed closing costs
How many families has Chattanooga Habitat served?
Since our founding in 1986, we have served families threw new construction, home repair, and aging in place programs. Additional projects are currently under way.
278+ new homes in our community
71 home repair projects
11 aging in place projects
How do people apply for Habitat homes?
The first step in applying for homeownership is to complete a pre-application (See the Own a Home section of this website) and return it to our office. Family services staff will review the pre-application and contact you for next steps in the process.